FHA Loans

The Federal Housing Administration - commonly known as FHA - is not a lender. Instead, FHA provides mortgage insurance to help more people buy homes. In turn, this insurance makes it possible for First Horizon to offer FHA-qualified buyers flexible down payment options of just 3% or less. Other advantages of FHA-backed financing include relaxed credit requirements, plus the allowance of "gift funds" if a family member or employer wants to help you buy a home.

FHA loan limits vary per state and county, so be sure to consult your First Horizon relationship manager before shopping for a home.

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Server: www.fhel.com